Negative Gearing Tax Advice Gosford | Property Investor Tax Support
Negative Gearing Tax Advice – Gosford NSW 2250 Maximise Your Investment Property Returns with Bottrell Accountants
egative gearing is a powerful tool — but only when used correctly. If your rental property expenses exceed the income you earn, you may be eligible to deduct the loss against your other income, reducing your overall tax liability.
At Bottrell Accountants Gosford, we help you structure your property investments for the best tax outcome, making sure every eligible deduction is claimed and ATO compliance is met.
Visit Our Gosford Office
Bottrell Accountants – Gosford
86 Mann Street, Gosford NSW 2250
(02) 4027 5782
office@bottrellaccounting.com.au
Opening Hours:
• Mon – Thurs: 7:30am – 7:30pm
• Friday: 7:30am – 5:30pm
• Saturday: 9:00am – 1:00pm
Visit Main Site
Book Online or Contact Us
86 Mann Street, Gosford NSW 2250 (02) 4027 5782 office@bottrellaccounting.com.au Opening Hours:• Mon – Thurs: 7:30am – 7:30pm
• Friday: 7:30am – 5:30pm
• Saturday: 9:00am – 1:00pm
Visit Main Site Book Online or Contact Us
What Is Negative Gearing?
Negative gearing occurs when the income from your investment property (usually rent) is less than the total expenses, including:
• Mortgage interest
• Property management fees
• Council rates, insurance, repairs
• Depreciation on the building & assets
The loss can be used to offset other income (like wages or business income), reducing your taxable income — and increasing your tax refund.
What We Do for Property Investors
Our Gosford team provides:
Negative gearing tax calculations Investment property tax return prep Future-year planning & investment modelling Depreciation schedule coordination Record-keeping advice for deductions Support for multi-property portfolios CGT planning for future salesWe also advise on whether positive gearing or break-even strategies may be more suitable in specific cases.
Can You Claim a Loss on a Negatively Geared Property?
Yes — provided your property is genuinely available for rent, and the loss is calculated properly. We ensure:
• You don’t miss claimable expenses
• You don’t overclaim repairs/improvements
• You keep adequate records for all deductions
Capital Gains Tax Planning
If you’re negatively geared now, what happens when you sell? We can help you prepare for:
• CGT discounts on sale (50% for >12 months)
• Asset holding structure reviews (personal, trust, SMSF)
• Using carried-forward losses effectively
• Timing the sale for tax benefit
First-Time Investor? We’ve Got You Covered
Whether you’re new to property or growing your portfolio, we provide:
• Plain English explanations
• Long-term strategy planning
• Ongoing tax support and check-ins
Why Choose Bottrell Gosford?
✔️ 25+ years helping local investors
✔️ Chartered Accountants & Registered Tax Agents
✔️ Experts in property, depreciation & CGT
✔️ Local team who understands the market
🔗 Internal Links
Bottrell Accounting, Taxation & Financial Planning
Newcastle Pages
- Accounting:
- Taxation:
- Business Owners
- SMSF
Articles, Blogs & Handy Information
Bottrell Information & Links
Our Founders
- Gavin Bottrell
- LinkedIn: Connect Here
- Facebook: Connect Here
- Twitter: Connect Here
- Gavin’s Advisor Ratings: Link
- Rebecca Bottrell